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Everything you Need to Know about Home Repair Insurance Coverage

Everything you Need to Know about Home Repair Insurance Coverage. Being a homeowner can be rewarding, but it also comes with its challenges. Being responsible for unexpected home repair issues, including problems with your exterior sewer and septic system, as well as your home’s mechanical systems and appliances can be stressful and expensive. DAMAGES THAT MAY […]

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Innovative Solutions For Your Benefits– Options Are Available

Innovative Solutions For Your Benefits– Options Are Available. A well-designed, comprehensive benefits program plays an important part in your company’s ability to attract and retain top talent. But when that program is broadly offered with no clear purpose or direction, you may end up missing what your people are looking for. SOLVING PROBLEMS THROUGH BENEFITSInstead of […]

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What Employers Need to Know About an ICHRA

What employers need to know about an ICHRA. With healthcare costs increasing and retention and recruitment efforts becoming more challenging, many employers are left wondering what cost-saving strategies they can adopt, without transferring the burden to employees. While traditional plans continue to work for some businesses, others find these plans don’t meet their employee’s needs […]

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Why I Suggest Scheduling Items on Your Policy

In this blog, I will review why I suggest scheduling items in your policy. No one can predict when a valuable item will go missing. Priceless items and keepsakes such as jewelry are a high priority item, I suggest scheduling on homeowner’s policies.  REAL EXAMPLE OF WHY I SUGGEST SCHEDULING ITEMS ON YOUR POLICY A few […]

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6 Types of Water Backup Insurance Coverage

6 Types of Water Backup Insurance Coverage You Need to KnowWater backup Insurance coverage is an amendment that you can add to your home insurance policy that protects against damage to your home or personal property because of water that backups through sewers, drains, and discharges or overflows from a sump, sump pump, or related […]

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6 Types of Car Seat Damages to Be Aware of

There are 6 types of car seat damage to be aware of for the safety of your child. When it comes to a child’s safety, as a parent you would do anything to protect your little one, but there are invisible dangers that many parents do not find until it is too late.   Understanding the […]

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The Importance of an Unbundled Health Plan

Buying internet, TV and phone services is usually a one-stop-shop, searching for one provider that offers bundled services. In these scenarios, the provider and the customer usually benefit. Providers will often offer discounts or bonuses to those who purchase more than one service together, such as extended programming for TV or premium internet service, increasing […]

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Personal Umbrella: Making Spooky Season a Little Less Scary!

It’s fall! Finally, time to embrace all things that fall brings.Personal Umbrella: Making Spooky Season a Little Less Scary! With this season we welcome Trick or Treaters to our property, maybe have a bonfire with friends, and tailgate for our favorite team. All these are great ways to make memories and enjoy the season. These […]

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Pay or Play Penalties Have Increased. Is Your Business At Risk?

The Affordable Care Act has recently increased Pay or Play penalties for applicable large employers. This means any applicable large employer who does not offer affordable health coverage to full-time employees can be subject to increased penalties. Penalties that could equal hundreds of thousands of dollars.Some employers are unaware they are considered a large employer […]

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Help Decrease Employee Burnout – Simplify Your Benefits This Renewal

We often think of burnout as an individual issue that can be solved by self-help techniques like yoga or mastering the ability to say “no.” However, burnout, a phenomenon recognized by the World Health Organization, is thought to be caused by unmanaged, chronic workplace stress. Managing employee burnout needs to occur from within the organization.Now, […]

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