Winter plumbing tips. While preparing for the winter season, it is important to ensure that your house’s plumbing is properly prepared as well. According to Edwin Stipe Inc, below are some of the top issues clients should be on the lookout for as winter approaches. TOP ISSUES FOR WINTER PLUMBING Freezing Pipes: If you have exposed plumbing in […]

How sump pumps prevent basement flooding. A sump pump plays a vital role in protecting your basement from flooding and water damage. WHAT IS A SUMP PUMP?  A sump pump is a device designed to remove excess water from the lowest point in your basement or crawl space.  It consists of a pump, a pit (sump […]

Preparing your house for winter holds paramount importance in ensuring the safety, integrity, and longevity of your property. Winter weather can be harsh, bringing with it freezing temperatures, heavy snowfall, ice storms, and strong winds. Failing to adequately prepare your home for these conditions can lead to significant damage, posing not only financial implications but […]

COVERAGE FOR WATER IN MY BASEMENT Water damage is a common and costly issue that homeowners face, and one of the most vulnerable areas in your home is the basement. Whether it is due to heavy rains, plumbing issues, or groundwater seepage, water can find its way into your basement, causing significant damage.  To protect your […]

Gas Line Coverage: Insurance vs. Home Warranty. Last week, a client received a letter in the mail from her local gas company, Center Point Energy, offering coverage for gas line repairs. She then reached out to her Account Manager for clarification on what was being offered. After reviewing the entire letter, we were able to […]

Service Line Insurance – How to Protect Your Home. As a homeowner, you take great pride in your property, and ensuring its safety and security is of utmost importance. While you might have comprehensive home insurance, there’s a lesser-known but equally crucial coverage option that could be a lifeline for your property—Service Line Insurance. In […]

How a surveillance camera can assist with an incident. A home security camera is one of the best tools for home protection, and it can work both as a deterrent and to recover items. Burglars are wary of properties with visible security cameras. If a crime does occur, security cameras can help gather evidence. From […]

Updates in the personal insurance market. As an independent insurance agency, we strive to provide our clients with the best coverage options at competitive rates through our 20+ carrier partners. However, the industry has seen recent updates in the personal insurance landscape, which have presented challenges in terms of high premiums and declines in coverage […]

What is the difference between a home warranty and equipment breakdown? In this blog I will review the differences and similarities between equipment breakdown insurance coverage and a home warranty. EQUIPMENT BREAKDOWN COVERAGE Equipment breakdown coverage is an endorsement that can be added to a homeowners’ policy. There are no square footage limits and coverage is available nationwide. Equipment breakdown […]

I want to share information about Underinsured Motorist (UIM) coverage. Recently, a client requested Underinsured Motorist Property Damage (UIMPD) coverage to be added to his auto policy, which is not available in the state of Indiana. Only UIMBI (Underinsured Motorist Bodily Injury) coverage is available in this state.  WHAT IS UNDERINSURED MOTORIST COVERAGE Underinsured motorist coverage protects a […]