Umbrella & Liability
Sometimes, homeowner’s insurance doesn’t cover legal risk fully. At Conner Insurance, we’ve seen a dog bite or a young person who causes an accident with injury lead to unfortunate civil suits. That’s when you need umbrella insurance to provide an extra layer of protection for these events and more. Contact us at (317) 808-7711 to speak to an advisor and request a quote.
Personal Liability Insurance
Accidents happen, and some are worse than others. Individuals can sue you in civil court and be awarded compensation for a number of reasons. A civil suit that orders you to pay restitution to someone can ruin you financially. We will evaluate your assets to determine best liability protection for you.
Liability insurance coverage increases the coverage amount above and beyond the amounts in your homeowners or auto insurance policies. An Umbrella will kick in after your home and/or auto liability is exhausted. It's an additional $1 million (or higher) of coverage provided to protect you.
Frequently Asked Questions
Is umbrella insurance required?
No, but we always recommend it. Contact us to review your situation and find out whether personal liability insurance may be right for you.
Typically, general liability insurance begins at $1MM. While most people don’t go below that, many require more. Your personal insurance advisor will discuss your needs and work with you to find the right amount for you.
The policy is designed to provide additional limits above and beyond your underlying policies. The added layer of protection is written to support your specific underlying policy and situation.