Motorcyclists face different challenges than car drivers. Depending on where you live, you may only get to enjoy a short riding season. Whatever situation you face, Conner Insurance will provide motorcycle insurance that fits your specific need. Call (317) 808-7711 to speak to an advisor and get a quote.
Diverse Policies for Diverse Needs
Motorcyclists use their motorcycles differently. Some use theirs as a daily vehicle, some store them for the winter, and others only take them out a couple times a year. Some riders own their bikes outright while others make monthly payments. Still others store their motorcycles in temperature-controlled garages while others remain outside. Each situation requires different coverage, and we work with you to determine the best motorcycle insurance for you.
Frequently Asked Questions
Is motorcycle insurance required?
Most states have mandatory motorcycle insurance laws requiring liability insurance to cover bodily injury and property damage. Indiana is one of those states. As of 2017, Florida, New Hampshire, Washington, and Montana are the only states that do not require motorcycle insurance. However, uninsured drivers traveling through neighboring states can still experience legal penalties for driving without insurance. Some states, like Iowa, do not require insurance to operate a motorcycle, but will request proof of insurance or financial responsibility after an accident.
Liability insurance covers the damage you cause to another vehicle or person that results in medical bills, lost wages, or loss of vehicle. Collision covers motorcycle impact with another vehicle or object, such as a structure or guardrail. Comprehensive covers damage caused by things other than collision. Still more coverages exist, including towing, rental reimbursement, gap insurance, and more. Finally, don’t forget the upgrades. We can cover the major upgrades some motorcyclists like to make that add to the motorcycle’s value.
As you can imagine, many factors affect your monthly insurance premium. Some of these factors include your age, the type of bike you ride, and the different types of coverage. Moreover, you might be eligible for discounts. Your best bet is to speak to an insurance advisor to find the best coverage for you.