Renters Insurance
As a renter, you may not own the property where you live, but you want to protect all of your belongings inside it. No matter the state law, landlords can require renters to have insurance. Get the renters insurance coverage you need. Call Conner Insurance at (317) 808-7711 to speak to an advisor.
Protect Your Personal Belongings
Many renters have lost everything to fires, floods, and other catastrophic events. Living in a multi-family property means anyone in the property can make a mistake that potentially impacts you. Getting the right renter’s insurance protects you and your assets from damage or loss.
Frequently Asked Questions
Liability coverage is included – what does that cover?
In addition to personal belongings, a renter’s insurance policy includes coverage for liability. This means that if your dog bites someone, your child accidentally throws a ball through a window, or someone gets injured in your home, the coverage kicks in if you’re held legally responsible. Many people downplay the possibilities of these events, but they can and do happen.
This partially depends on how much worth you have in personal belongings. It’s a good idea to do a quick inventory and add up all the replacement costs. Still, most renters insure a minimum of $20,000 for personal belongings and $300,000 for liability.
It’s becoming more common for landlords to request they be included as an additional insured in your renters insurance coverage. Really, this is just a way to prove to them that you have insurance. It doesn’t add anything to your monthly premium.
States don’t mandate renters insurance. However, landlords can, and more and more, they frequently do. Until recently, most renters didn’t carry insurance. However, more people are renting, those people often have personal belongings of worth, and more landlords require it. The truth is it benefits both the tenant and the landlord.
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Other Types of Insurance
View our full list of personal insurance policies and get discounts for multiple lines. We also offer commercial insurance, benefits, and HR consulting.
Protecting Indiana and all 50 U.S. States
Conner Insurance is locally owned and operated in Indiana, and serves multiple cities in the state including Carmel, Westfield, Fishers, Indianapolis, and Brownsburg. However, we provide insurance to people in all 50 U.S. states. Contact us at (317) 808-7711 to request a quote.
