Commercial Umbrella Insurance
In the course of day-to-day business, an employee may sustain a work-related injury or get into an auto accident. A customer may slip and fall on-site, or an employee could cause major damage to a client’s property. Depending on the extent of damage or injury, your other policies’ coverage limits may not cover it all. That’s where umbrella insurance comes into play. At Conner Insurance, we will help you find the appropriate excess liability coverage for you. Contact us at (317) 808-7711 to learn more.
Commercial Excess Liability Insurance
This insurance provides a safeguard against exceeding limits on other liability insurance. Without it, businesses are responsible for paying out of pocket for medical costs, damages, and legal fees for some business-related personal injuries or damage.
Frequently Asked Questions
Who should purchase commercial umbrella insurance?
On-site businesses that frequently interface with customers and allow the public to regularly visit. Also, businesses that work in clients’ homes, especially where an employee could damage property or fail to perform.
Excess liability coverage may not cover certain events or exceed specific coverage limits for other policies. Your best bet is to speak with an advisor to find out what may or may not apply to your business.
That depends. First, your underlying policy coverage limits play a major role in this. Additionally, the size of your company and scope of work factor into the equation.
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Other Types of Insurance
Businesses expose themselves to all types of risk. In addition to excess liability coverage, you may also consider:
Serving Indiana and Beyond
Conner Insurance has been in business for over 70 years and through three family generations. Locally-owned in Indiana, we serve the entire state including Carmel, Westfield, Fishers, Indianapolis, and Brownsburg. However, we insure people and businesses in all 50 U.S. states. In addition to commercial insurance, we offer benefits, HR consulting, and personal insurance policies. Contact us at (317) 808-7711 to speak to an insurance advisor or to get a quote.