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Communication Methods – Strategies That Matter. The complex nature of healthcare and employee benefits can make the renewal cycle challenging for employees to navigate. Whether an employee is trying to understand their 401(k) contributions or what the deductible will be for a medical procedure, the insurance industry can be difficult to understand — but it […]

Sustainability and Your Benefits Program. Heading into 2024 has many C-suite leaders worried. As the economy continues to slow and inflation proceeds to rise, some businesses are struggling to foster company growth, and while adapting budgets and managing costs are top of mind during these times, it is important not to overlook your employee benefits […]

Preparing your house for winter holds paramount importance in ensuring the safety, integrity, and longevity of your property. Winter weather can be harsh, bringing with it freezing temperatures, heavy snowfall, ice storms, and strong winds. Failing to adequately prepare your home for these conditions can lead to significant damage, posing not only financial implications but […]

Hidden costs within your benefits program. Increasing healthcare costs continue to affect people across the United States. For businesses, increases of 20%-30% or more are a common occurrence during renewal time and while costs continue to rise, the true cause can often be concealed.A recent report by Mercer shares that US employers are anticipating another […]

The costs of gene therapy treatment. Being diagnosed with a rare disease, whether acquired or genetic, can be devastating for an employee. Fortunately, in the last several years, an increasing number of specialty drugs, such as gene therapy products, have become more available. However, these treatments can create major financial challenges for employees — and […]

COVERAGE FOR WATER IN MY BASEMENT Water damage is a common and costly issue that homeowners face, and one of the most vulnerable areas in your home is the basement. Whether it is due to heavy rains, plumbing issues, or groundwater seepage, water can find its way into your basement, causing significant damage.  To protect your […]

Benchmarking – Standing Out From the Crowd. Every company is unique. Some may offer similar services or products, but no two organizations are exactly the same. From the town or state they are located in, to the workforce they support, each business has a unique style and set of needs. The same should be true […]

Inflation and Employee Benefits – what you can do about it. The pressure on employers continues to rise as inflation begins to affect employee benefits. How businesses respond is essential. During this year’s renewal cycle, instead of trimming benefits programs, businesses should focus on strategic ways to maximize cost savings and support employees.Inflammatory stressors, including […]

Gas Line Coverage: Insurance vs. Home Warranty. Last week, a client received a letter in the mail from her local gas company, Center Point Energy, offering coverage for gas line repairs. She then reached out to her Account Manager for clarification on what was being offered. After reviewing the entire letter, we were able to […]

Service Line Insurance – How to Protect Your Home. As a homeowner, you take great pride in your property, and ensuring its safety and security is of utmost importance. While you might have comprehensive home insurance, there’s a lesser-known but equally crucial coverage option that could be a lifeline for your property—Service Line Insurance. In […]