Back to the Basics: Protecting Your Health Plan from Catastrophic Claims. Part 2. In the world of employee benefits, there are claims that are predictable and claims that are catastrophic. Most of the time, HR teams can manage the predictable. But every so often, a “shock claim” hits, a medical event so big that it […]

Back to the Basics: What Your Stop Loss Renewal Can Really Cost. Part 1. When an employer is reviewing their stop loss renewal, the conversation usually centers on two numbers: the premium and the deductible. For many organizations, these are the primary markers used to determine if a plan fits the budget.But the premium is […]

What Really Drives Reimbursement in High-Cost Claims. When an employee experiences a high-cost claim, the immediate priority is always care and recovery. For self-funded employers, however, there’s another story unfolding at the same time. One that can have a significant financial impact.In part two of our latest Benefits Architecture edition, we’re taking a closer look […]

Stop-Loss Explained: How Employers Manage High-Cost Claim Risk. An area of health benefits strategy that is often misunderstood — or simply not explained in enough detail — is stop-loss insurance.As part of our Benefits Architecture series, we’re taking a closer look at stop-loss insurance, where it fits, and why it plays such a critical role […]