For some organizations, self-funding with major insurance carriers can seem like the perfect opportunity to reduce healthcare costs and maintain access to a wide network of providers. While this can be true, it’s important to understand the potential challenges of this choice.Large insurance carriers may seem like a straightforward choice for self-funding, but they aren’t […]

MAXIMIZE YOUR NEGOTIATION POWER.Maximize your negotiation power. Whether you are fully insured or self-funded, you need to have someone in your corner who knows what to ask and is willing to have challenging conversations, otherwise, your benefits program could be costing you— and your people— more than it should.Costs of employee benefits continue to climb, […]