Personal Insurance

Winter Weather Tips: Practical Home Maintenance Advice to Keep Your Home Safe This Season


Winter is beautiful, but it can also be tough on your home. From frozen pipes to drafty windows, cold-weather conditions can cause damage and create safety hazards if you’re not prepared. By taking a few simple steps, you can protect your home, save money, and stay cozy all season long. Here are our top winter weather tips for homeowners.
 

Inspect and Maintain Your Heating System

Your heating system works overtime during winter, so make sure it’s up to the task: 

  • Schedule a professional inspection and cleaning for your furnace or boiler.
  • Replace air filters to improve efficiency and air quality.
  • Test your thermostat and consider upgrading to a programmable version to save on energy costs.

Seal Drafts and Insulate Your Home

Drafty windows and doors can let cold air in and drive up heating bills: 

  • Check for gaps around windows, doors, and baseboards.
  • Use weather stripping or caulk to seal leaks.
  • Consider adding insulation to your attic, basement, or crawlspaces for maximum energy efficiency.

Protect Your Pipes from Freezing

Frozen pipes can burst and cause expensive water damage. Prevent problems by: 

  • Insulating exposed pipes, especially in basements, attics, and crawlspaces.
  • Letting faucets drip slightly on extremely cold nights.
  • Keeping cabinet doors open under sinks to allow warm air to circulate.

Clear Gutters and Downspouts

Blocked gutters can lead to ice dams, roof damage, and water leaks: 

  • Remove leaves, twigs, and debris from gutters and downspouts.
  • Ensure water flows away from your home’s foundation.
  • Consider installing gutter guards to reduce future clogs.

Inspect Your Roof and Chimney

Snow and ice can create hazards if your roof isn’t in good condition: 

  • Look for missing or damaged shingles.
  • Check for leaks or cracks in the chimney and fireplace area.
  • Trim overhanging branches that could break under the weight of snow.

Prepare Your Home for Emergencies

Winter storms can cause power outages and unsafe conditions. Be prepared by: 

  • Keeping flashlights, batteries, blankets, and non-perishable food on hand.
  • Ensuring your snow removal tools and ice melt are easily accessible.
  • Having a backup heating source if possible.

Maintain Outdoor Areas

Prevent slips, falls, and winter damage outside: 

  • Shovel snow regularly and apply ice melt to walkways and driveways.
  • Cover outdoor furniture and equipment or store them indoors.
  • Drain and store hoses, and turn off exterior water valves.

Final Thoughts

Winter weather doesn’t have to be stressful. With proactive maintenance and preparation, you can protect your home, prevent costly repairs, and enjoy the season safely. Start your winter weather checklist today to keep your home comfortable, efficient, and secure. 

Get an Online Quote

Start Your Assessment

Contact an Advisor

Submit Our Contact Form

Give Us a Call

317.808.7711

Ashlin Bettenhausen

Recent Posts

Managing Healthcare Costs with a Health Savings Account (HSA)

Designing a benefits program that supports employees means offering tools that work when real life…

2 weeks ago

Maximizing Employee Benefits with Flexible Spending Accounts

Life has a way of raining down unexpected costs. A trip to urgent care, a…

3 weeks ago

Risks of Trees Hanging Over Your House: What Homeowners Need to Know

Trees are a great asset to your property, but when branches grow too close or…

3 weeks ago

Explanation of Benefits: An Essential Part of Managing Healthcare Costs

Medical care doesn’t end when a patient walks out of the doctor’s office or hospital.…

2 months ago

The Life of a Claim: Navigating Care with the Summary of Benefits and Coverage

Navigating health insurance can be challenging, especially during emergencies. That’s why in this edition of…

2 months ago

Explaining Umbrella Policies: Your Extra Layer of Protection

Life is unpredictable; accidents happen, lawsuits arise, and sometimes your standard insurance just isn’t enough.…

2 months ago