Employee Benefits
In today’s business environment, employers compete for employees. Employee benefits are an important way employers can stand out to potential employees. They ensure employees can obtain health care and employers can use them as a way to attract and retain talent. Contact Conner Insurance at (317) 808-7711 to speak with an advisor.
Medical
Medical benefits include coverage for doctor appointments, preventative care, surgeries, and treatment. In addition, prescription medication coverage acts as another component. Today’s businesses have choices that allow them to offer competitive coverage and rates.
Dental & Vision
Dental benefits and vision benefits programs are essential components of health care employee offerings.
Disability
While disability coverage isn’t usually mandated, most employers offer it. Employees want to know that at least some of their lost wages are covered in the event they can’t work. There are programs that allow these programs to be either employee or employer funded.
Frequently Asked Questions
How much does it cost to offer health insurance?
The cost of health insurance is dependent on several factors, including the type of insurance, the level of benefits, and the employer contribution. Other factors such as healthcare networks, coverage tiers, and enrollment numbers also play a role. Of course, the number and types of claims also come into play.
It depends on the size of your company. The Affordable Care Act requires employers with at least 50 full-time employees to offer affordable health care coverage that provides a minimum level of coverage. Otherwise, companies must pay a penalty.
That depends. Self-insured plans, fully insured plans, and captive insurance are all great options. Schedule a consultation with an insurance advisor to learn the benefits of and differences between each type to make a determination.
Other Types of Insurance
In addition to employee health benefits, we can work with you to determine the best course of action with our benefits strategy and planning services. Additionally, we offer human resource consulting and strategizing. Of course, we offer commercial insurance and personal insurance in addition to these programs, as well.
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Serving Indiana and Beyond
Protect your employees, customers, and your business with Conner Insurance. We cover Carmel, Westfield, Fishers, Indianapolis, and Brownsburg, and the entire state of Indiana. Don't live in Indiana? We can write policies in all 50 U.S. states. In addition to benefits, we also offer commercial insurance, consulting, and personal insurance policies. Contact us at (317) 808-7711 to speak to an insurance advisor.