Category: Insurance Agency
Underinsured Motorist Coverage in Indiana
I want to share information about Underinsured Motorist (UIM) coverage. Recently, a client requested Underinsured Motorist Property Damage (UIMPD) coverage to be added to his auto policy, which is not available in the state of Indiana. Only UIMBI (Underinsured Motorist Bodily Injury) coverage is available in this state. WHAT IS UNDERINSURED MOTORIST COVERAGE Underinsured motorist coverage protects a […]
Does the Car Wash Clear Coat Really Protect My Car?
A clean car not only looks nice but it is protected from damage by environmental factors that can harm your paint. Most car washes offer a clear coat finish, but does it really protect your vehicle? Conner Insurance partners with over 20 carriers to bring you the auto insurance you need at rates and coverage […]
What I have Learned about Coverage D
What I have learned about Coverage D. There is a client who had a water loss, which resulted in damage to her flooring. Contractors were unable to begin repairs until after the new year, which leaves her family with concrete slab flooring in cold temperatures. She reached out to me for assistance, to see if […]
Will the City Reimburse Me if I Blow a Tire on a Pothole?
You find yourself on the side of the road with a blown out tire after encountering a dreaded pothole. What’s next? Who’s paying for this!? According to AAA, drivers in the U.S. spend nearly $3 billion a year fixing damage caused by potholes. Indiana is ranked second in the country with the worst pothole problems. At Conner Insurance, […]
What is Recoverable Depreciation?
A common question I receive when discussing with clients is, “what is recoverable depreciation?” Recoverable depreciation is the difference between actual cash value and replacement cost. A recoverable depreciation clause in an insurance policy accounts for the deterioration in the value of insured possessions and gives the homeowner the ability to claim that difference. The […]
What Do I Do if the City Snowplow Hits my Mailbox?
What do I do if the city snowplow hits my mailbox? During a major weather event, snow and ice removal is the city’s top priority. While doing so, there is the possibility of property damage, which commonly includes mailboxes. Property owners are responsible for installing and maintaining mailboxes on roads in Indiana. In the event […]
What I have Learned From Winter Weather Claims
What I have learned from winter weather claims. Winter weather is on its way, now is the perfect time for me to share a bit of information on snow and ice codes in Indiana. It is important for landowners and tenants to be familiar with ordinances, as a slip or fall on their property could […]
Why I Suggest Scheduling Items on Your Policy
In this blog, I will review why I suggest scheduling items in your policy. No one can predict when a valuable item will go missing. Priceless items and keepsakes such as jewelry are a high priority item, I suggest scheduling on homeowner’s policies. REAL EXAMPLE OF WHY I SUGGEST SCHEDULING ITEMS ON YOUR POLICY A few […]
6 Types of Car Seat Damages to Be Aware of
There are 6 types of car seat damage to be aware of for the safety of your child. When it comes to a child’s safety, as a parent you would do anything to protect your little one, but there are invisible dangers that many parents do not find until it is too late. Understanding the […]
Personal Umbrella: Making Spooky Season a Little Less Scary!
It’s fall! Finally, time to embrace all things that fall brings.Personal Umbrella: Making Spooky Season a Little Less Scary! With this season we welcome Trick or Treaters to our property, maybe have a bonfire with friends, and tailgate for our favorite team. All these are great ways to make memories and enjoy the season. These […]