Essential ingredients for a successful benefits program. Your benefits plan could be lacking two essential ingredients: performance tracking and strategy design. While a benefits program can exist with either strategy or performance tracking, those who rely on just one may eventually find themselves lost at sea. Similar to a ship without a captain. The ship […]

How individualized care can help your people. Imagine going to the doctor with a list of concerns. Symptoms that you have experienced for weeks, or months. Then, after about 10 minutes of concise discussion with your doctor, you leave the office with a prescription that is intended to help. But doesn’t.  THE FRUSTRATIONS OF HEALTHCARE Years of […]

Innovative Solutions For Your Benefits– Options Are Available. A well-designed, comprehensive benefits program plays an important part in your company’s ability to attract and retain top talent. But when that program is broadly offered with no clear purpose or direction, you may end up missing what your people are looking for. SOLVING PROBLEMS THROUGH BENEFITSInstead of […]

What employers need to know about an ICHRA. With healthcare costs increasing and retention and recruitment efforts becoming more challenging, many employers are left wondering what cost-saving strategies they can adopt, without transferring the burden to employees. While traditional plans continue to work for some businesses, others find these plans don’t meet their employee’s needs […]

Buying internet, TV and phone services is usually a one-stop-shop, searching for one provider that offers bundled services. In these scenarios, the provider and the customer usually benefit. Providers will often offer discounts or bonuses to those who purchase more than one service together, such as extended programming for TV or premium internet service, increasing […]

The Affordable Care Act has recently increased Pay or Play penalties for applicable large employers. This means any applicable large employer who does not offer affordable health coverage to full-time employees can be subject to increased penalties. Penalties that could equal hundreds of thousands of dollars.Some employers are unaware they are considered a large employer […]

The U.S. Supreme Court’s recent decision of Dobbs v. Jackson Women Health Organization has left employers, and employees, wondering how their health and benefits will change. Since the overturning of 1973’s Roe v. Wade, which protected a pregnant women’s right for an abortion, we have seen an enormous response from employers who are actively working […]

Heartland Growers is a full-service wholesale greenhouse, a family owned and operated business that is considered one of the most modern greenhouse facilities in Indiana. Their efficient and automated growing facility stretches over thirty acres, offers a wide variety of plants and supports a large workforce. A workforce they consider to be one of their […]

COVID brought a lot of changes to the workforce during its lengthy stay, from remote working to E-learning and even casual attire. But perhaps the most significant change is the sudden emphasis on the importance of mental health in employee benefits.Since the pandemic, we have had many clients come to us requesting that mental health […]

Family premiums have now reached around $2,000 a month. That’s 24k a year. On top of that families typically need to pay $6,000 to $10,000 deductibles. A tremendous amount of money that can leave many households struggling. We have reached a point where employers, advisors, and many others in the healthcare system need to recognize […]