Operating a business comes with inherent risks, and for small business owners, these risks can have an outsized impact. Something as routine as a customer slipping and falling in your store can quickly spiral into expensive legal fees and damage your company’s public image. General liability insurance is essential coverage that protects your business assets […]

Growth and Change — Is Your Benefits Program in Compliance? As an employer and top leader in your industry, your time is likely focused on growing your company and making necessary changes. And while success is hard to quantify, determination and hard work often pay off. The same is true of your employee benefits program.Once […]

The proposed class action against Johnson and Johnson has shed light on the importance of the ERISA fiduciary duty of your benefits program. The recent lawsuit accuses the company of mismanaging prescription drug benefits, which cost some employees millions of dollars.The Employee Retirement Income Security Act (ERISA) includes strict standards of conduct for those who […]

Weight loss drugs and your benefits – what employers should know. For the millions of Americans who are overweight or obese, the ability to lose weight could feel as likely as the chances of winning the lottery — next to impossible, until recently. Headlines across America are highlighting new weight loss drugs, which may create […]

Errors in Medical Billing When an employee or their loved one becomes ill or has an accident, the main focus should be on getting answers, treatment and care. The last thing an employee should have to think about is their bill, and although many employers have attempted to contain costs for employees, medical costs can be […]

Streamline Your Benefits with Integrated Programs.  Whether you’re looking to reduce errors, streamline processes, or allow employees to access information quickly, there could be a place for technology in business — and your employee benefits. As more and more insurance carriers are being asked to integrate with automated systems due to ease of use, now […]

MAXIMIZE YOUR NEGOTIATION POWER.Maximize your negotiation power. Whether you are fully insured or self-funded, you need to have someone in your corner who knows what to ask and is willing to have challenging conversations, otherwise, your benefits program could be costing you— and your people— more than it should.Costs of employee benefits continue to climb, […]

Renewals: Why You Shouldn’t Settle for 60 Days Notice. Two months is long enough to plan a vacation, make a significant lifestyle change or prepare a captivating presentation. Two months is not long enough to make the most of your benefits program. Yet, this is roughly the amount of time most insurance companies give to […]

Winter plumbing tips. While preparing for the winter season, it is important to ensure that your house’s plumbing is properly prepared as well. According to Edwin Stipe Inc, below are some of the top issues clients should be on the lookout for as winter approaches. TOP ISSUES FOR WINTER PLUMBING Freezing Pipes: If you have exposed plumbing in […]

Communication Methods – Strategies That Matter. The complex nature of healthcare and employee benefits can make the renewal cycle challenging for employees to navigate. Whether an employee is trying to understand their 401(k) contributions or what the deductible will be for a medical procedure, the insurance industry can be difficult to understand — but it […]